It depends on what you're trying to accomplish. From your question I'm guessing you're asking if you were filling out a regular panel schedule and were trying to indicated "total current" at the bottom what would you write. I'd have to agree that I've often seen the average value written in that spot. Similar to how you would add all the load from three phases A,B & C in a 120/208, and divide by 208*1.732 (or 120*3), you would add the two phases in a 240V panel and divide by 240(or 120*2). Be careful to understand that what you're getting is average current draw per phase. As mentioned by Gar for purpose of power system analysis and load summaries you would need to look at that panel, how much its total load is in kVA and many other factors such as where it's fed from, supplying Xformer, distance from supply, other loads fed from same supply, etc.