The owner of a 100 year old apartment building with 22 small (600 sq ft each) suites is in the process of upgrading the electricals, plumbing, and other areas. There will be no major electric appliances, no laundry, and nothing requiring 240 VAC in any apartment. Central steam heat and hot water systems are natural gas. Looks like the load for general lighting and small appliance circuits for each apartment will be 20 amps at 120 VAC. Is it feasible to use 60 amp single phase panels in each apartment with the two line buses connected together, which would only provide 120 VAC but would only require 3 wires to feed? It would be advantageous to use a 208Y/120 service for the building rather than 120/240. Does anybody have experience with this?