"I have a 100 amp service #2 AWG with a 200 amp fused disconnect before the meters (3). Off of this disconnect an 11/4 pipe travels 100' thru 2 buildings to hit 2 of the meter sockets feeding 100 amp panels, both of these have nonfused disconnects after there meter.
In this 11/4 pipe we have 3 #3 AWG feeding these services. Nothing is grounded on any of the panels. My question is are you allowed to hit a fused disconnect before the meters or do you need a tap box then feed your meters ,fused disconnect, panels?"
It was not stated what fuses were in the 200 amp fused disconnect, could be 100 amp fuses and then that part would be fine as long as the three services in total calculate to less than 100 amps. When you say nothing is grounded on any of these panels, I'm hoping you mean no grounded conductor (neutral) is used and that service grounding and bonding exists or that is a major problem. As far as the disconnect goes, it appears that there is already a disconnect before the meters (the 200A/100A you stated) but you would have to coordinate that with the utility requirements, should not be an NEC violation. If you splice and continue the #3 wire to each panel from a box, (assuming the calculations and fuses are 100 amps or under in total) you would not need any tap rule and could terminate in main breakers. IMO this is not an ideal setup for the future and would be difficult to add load in the future without the possibility of the main switch tripping the three services, or the ability to obtain loads from other tenants to re-verify the service. You also only mention a feed to two meters through 2 buildings, where is the third? The location of the 3rd meter might be a violation about number of services or services at multiple locations depending on the allowance by the AHJ. Assumptions have been made and hhis is all I can offer with the limited information given.