I'm currently studying for an exam. Here's some notes I took on the difference between the standard and optional methods:

(If anyone sees any flaws, let me know.
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IMO, the optional method is easier to calculate, so that's why I would guess most people use it.
As far as the difference in values between the two? They shouldn't be so different that you can reduce your service size... unless your loads fall in the 'sweet spot' between service sizes.
The Man Prayer: I am a man ... I can change ... If I have to ... I guess.
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