I am going to talk to an owner of a very small shop. One office girl and maybe 15-20 guys working in the field. Is there a way of seeing if they will be able to affors to pay me or might have trouble paying in the near future. I mean, if I ask how much he does a year in businees that really means nothing because whatever it is he may not make a profit. He has been around 15 years but again he could be on the way out.....just looking for advice. Thanks.