Wow! Such great responses and seems to be a debate. That has been my experience but also my frustration as I speak with half a dozen people and seem to get half a dozen responses. Some much better than others.
Charlie B, thanks for your helpful insight. I'm not a 3PH guy and my language or terminology may not be as technically accurate as it should be. I apologize for that and really do appreciate the clarification for future discussions.
"It works the same for the secondary side of a 480 V to 208Y/120 V transformer. Try dividing 208 by 120, and see what you get. Put another way and correcting something you said, you would not use a "480 V to 208 V step down." Rather, you would use a 480 V (delta configuration) to 208Y/120 V (WYE configuration) step down." - I stand corrected, Thanks!
So in summary, it seems there are two approaches being debated. I actually have a 3PH expert coming for a consultation with me later today so I will discuss these options with him. In my discussions yesterday with him, he seems to be suggesting Option 2 but didn't mention concerns about unbalanced loads.
Option 1) 480 Delta to 208/120 Wye 3 phase step down transformer
Option 2) A simple 480V primary to 240/120V secondary single phase transformer is all you need
Phase I of the upgrades is today. Thing is, we also have Phase II plans that also involve 120/240 needs. But current state needs are: (1) 120V LED warehouse lights & exterior lights (maybe up to 40A), three 240V 1PH motors for hydraulic pumps (less than 3HP each, maybe a total of 40A at 220/240), 220/240V 50A RV outlet, two 208/230V 1.5-2 ton split ductless (~40A total), and various 120V electrical outlets. I had sized a 50kVA transformer for up to 200A of needs but likely only really need 100-140A at any single point in time.
As Phase II of the project (2025), we will be erecting a 10,000 SF building. Most my 1PH needs remains associated more with residential type loads. Power tools, lights, etc. All our high load stuff is 3PH 240V and 3PH 480V. This building is for a millwork, woodworking shop. But I can address these power needs at a different time, if needed. Just an input to consideration in terms of looking across all our power needs.
For Option 1:
I like this suggestion: "A 480 V Δ to 208Y/120 V transformer is probably the most reasonable way to go here. Find out what the loads are going to be. If there are items that would operate better at 240 V, you may want to adjust the transformer taps to obtain a nominal voltage of 220Y/127 V or use a buck boost transformer for that equipment."
I need to go check our motors driving the hydraulic pumps for their ratings. Chinese so may actually be rated as 208/230. Seems all the minisplits that I'm looking at are 208/230. So not running anything super sensitive that would demand 220/240 ratings.
Thoughts here, considering above?
As suggested, I can supplement buck boost transformers specific to any equipment that requires higher 240V. And I don't see any immediate needs for that right now.
For Option 2:
Tortuga mentioned a solution that has not been suggested to me. "Agreed if I needed to keep the 480 system(service) balanced and wanted the maximum 120/240 single phase load I could squeeze out of the 480 system, I'd use a scott-t transformer and derive two single phase panels."
Thoughts on this approach? In the meantime, I will do my best to research "scott-t transformers". I must say that I do prefer the notion of having 220/240 always available but that's in an ideal world.