In my opinion, you can call it either.
I prefer to call it single phase just so one does not confuse it with the other 2 phase systems that have 4 wires or a phase shift other than 180 degrees.
Even better is to call it a "center tapped single phase".
However, I don't think there is anything wrong with calling it a 2 phase system. The question "Are the two line voltages in phase, or 180 degrees out of phase" all depends on what you use as the reference point. If you use the neutral as the reference point for both lines, they are out of phase. That is voltage A-N is out of phase with voltage B-N by 180 degrees. (Here I am using the common notation that voltage A-N is the voltage at point A with respect to point N). And, if you take Jim's reference to the IEEE, and use A-N and B-N as the voltages, they make their positive going crossings at different times. Therefore, you have two phases.
However, if you use the neutral as the reference for line A, and then use Line B as the reference for the neutral voltage, they are in phase and add together. That is, voltage A-N is in phase with voltage N-B. Here, the same IEEE reference, using the voltages A-N and N-B, they both make their positive going crossings at the same time. Therefore, it is single phase.
Conclusion- its both single and two phase depending on how you look at it.