I remember a portrayal of a highway patrolman explaining a speeding ticket by saying: "The sign says LIMIT. Look it up!" An interesting point, as most drivers seem to consider the posted limit to be a minimum requirement.
Now ... for this small appliance branch circuit mess ...
The NEC says that the counters will be served by at least two branch circuits, even gives these circuits the name "small appliance branch circuits," and requires them to be 20 amp circuits. So far, so good.
The NEC then goes on to say -and this is where everyone seems to get confused - that the dining room will be on an SABC.
Now, there is nothing in that requirement that says anything on the counter has to be on the same circuit as the dining room! You just need the dining room to be on a 20 amp circuit.
Following SABC rules, this dining room circuit CAN also serve parts of the kitchen and pantry, but cannot be used for a bedroom or hallway.
There's no rule against the dining room, pantry, or other area in "SABC territory" having its' own circuit. Nor is there any rule against every receptacle serving a counter being on a different circuit. The counter circuits CAN supply non-counter receptacles, as long as those receptacles are in "SABC territory."
Now... let's 'flash back' to the house where I grew up. Built in 1963, imagine this layout: An 10x16' kitchen, with a 10x10 dining room at the short end. One long wall and one short wall were outside walls; the other walls bordered other rooms in the house.
A common practice when wiring wall receptacles is to have every receptacle in that wall, on either face, be powered by the same circuit, Thus, the receptacles on one wall of the dining room were tied into the circuit that served the bedroom on the other side. The "No other outlets" part of the NEC would forbid this practice for this location. The same issue applied to the long side of the kitchen, which bordered the living room.
Let's look at some of the other receptacles related to that kitchen:
The receptacle added to the outsied wall, serving the patio, may or may not be allowed on the SABC circuits. Is the patio, where you are likely to BBQ, part of this 'food service' area?
Ranges of the day typically had a receptacle mounted in the backsplash of the range. These receptacles were tapped off the 240v feed to the range, and typically had a fuse somewhere. Would SABC rules allow for this separate receptacle today?
Centered over the window behind the sink was the clock receptacle. For the youngsters amongst us, 'clock receptacles' are recessed back into the wall (to hide the plig), and have a hanging hook for the clock. As the location makes plain (over a window), the easiest way to power this clock was to tie into the circuit supplying the kitchen lights. SABC rules would still allow you to do this.