First, Table 250.66 is the bare miminum size allowed.
Do you have any neutral loads to serve ?
Is this unknown ?
Sometimes we are asked to provide a transformer for customer use. The loads are unknown to us, only the transformer size. We provide a 100% neutral for the customer connections in this case.
If you do not have any neutral loads, you do not need the neutral, just an Equipment Bonding Jumper between the transformer and the disconnect. This could be part of the wiring method.