Yes, that's a simply way to look at it. For transformer size like 15KVA, and 30KVA, you can't run paralell conductor for the neutral since the phase conductor is #6 for 15KVA, and #2 for 30KVA. The phase conductor is less than #1/0 per NEC 310.4.
In this case the 200% Neutral for the 15KVA should be #3, and 2/0 for the 30KVA. Am I correct?
For the rest of the standard size, 45KVA and up, I can use set of 5 whatever the phase conductor is. Is it fair to say so?
Thanks,
TVo