You can have a 100A sub panel. But your total calculated load is limited to 100A if you lump all the loads together. Since the heaters are going to be 62.5 amps, I don't think things are looking good unless all your other major appliances are gas (e.g. range, water heating, clothes dryer).
The load calculation is relatively simple -- you don't have to look up the watts of everything. There are factors for general use receptacles and lights (3 watts/square foot if a dwelling), a value for 120V kitchen counter and laundry appliances (1500 watts x 3), and then each dedicated electric appliance not already covered (e.g. dish washer, garbage disposal, water heater, clothes dryer if 240V, electric range, space heating or cooling, sump or well pumps, garage door openers).
Then a factor is applied to this total (except for space heating/cooling) once you're over a threshold. Depends on which calculation you use though.