NM touching heat ducts?

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Is it acceptable to have NM cables in contact with heat ducts (speaking of residential forced-air systems) as those cables pass under or over them at a right angle as they make their way across the basement ceiling? If not, how much clearance would be required or what would one put in between as insulation?
 
As a practice, we usually run the NM under (flexible) ductwork. Here the ambient temperature in an attic can easily exceed anything a furnace would send through the ductwork.
 
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