This may generate some discussion:
I have recommended to my customers to simply go with 100% available fault current plus 100% motor contribution. That way you would expect that to be the maximum available fault current.
Then what are the OCPD kaic's available? Depending upon the device and the voltage they can be 10, 14, 18, 22, 25, 35, 50, 65, 100 etc.
Then I compare what the max. may be and see if it would pay off to do a further study where you would be able to reduce your costs. Depending upon the devices that you have to choose from going through the trouble of calculating a max fault current with unlimited available fault current of the primary of the transformer with 100% motor contribution which may be 95KA where you would need a 100KAIC device how much help can you get by doing an actual fault systems study to be able to get the KA down to 65KA or less in order to use a 65Kaic device? In other words are close enough to make it worth your while to allow you to go to the next lower kaic device? Consider the max KA and do what ever makes sense from there.
Is there going to be a cost to do a study and is the payback worth it?
I is a matter of finding out if you're going to gain anything.