If know the history of the 120% rule & that of the "opposite end of the busbar" rule, you can see why there should be no problem applying the 120% rule to a center-fed bus in residential applications.
If you go back to NEC 2005, you'll see that the 120% rule shows up as an exception to 690.64(B)(2):
So in any residential application, you are allowed to apply the 120% rule. But you are limited to the rating of the busbar in commercial applications under NEC 2008.
This changes in NEC 2008, which expands the 120% rule to apply to all PV systems and applications. However, members of the CMP note that there is a difference between a residential load profile and a commercial load profile.
Therefore, the "opposite ends of the busbar" rule is added in NEC 2011 to address this difference.
In other words, the CMP added the "opposite ends of the busbar" rule to address concerns about the 120% allowance specifically in commercial applications. The CMP has never had any concern about applying the 120% rule in residential applications.
It sounds like this will be clarified in the 2017 cycle of revisions. Not only will the 120% rule apply to center-fed panels in residential applications, but there will be no need for engineering supervision in these residential applications.