Available fault current is a property of any electrical system just as voltage, frequency, etc. The determination of the AIC is an engineering calculation, but, for utility supplied systems POCO can usually give you a "starting number" so you have some idea what you are dealing with.
That number can be altered by the components in the system such as motors and by the size and length of the conductor runs and thats where the engineering is needed.
For safety it is imperative that this issue be addressed.
As a general rule most overcurrent gear is a minimum of 10,000 AIC and services 200 amps or less will normally not come close to that so a lot of AHJ's don't ask for calculations on services up to 200 amps (some only require a 400, etc)