I have a home owner with a 200 amp main house panel and just added two additions. They want a 100amp sub panel for one and a 60amp for another. Existing panel has a pool, hot tub, electric stove and 3 AC circuits, plus your basic household circuits. One addition will have A mini split, washer dryer combo and just basic 1 bedroom circuits. The other will have a a full kitchen with electric range, washer dryer combo, forced hot air/AC. Just ball parking, would I have to upgrade the service? The customer doesn’t want to. I’m a commercial Electrican that works off plans all the time and I am doing this on the side. Any help would be appreciated.