I am seeing many conflicting installations and am looking for some clarification. For years it has been standard practice here that if you were grounding 3 100 amp panels for a 3 family home served by a 200 amp service (4/0 AL conductors) you would run #4 CU from one panel to the next and then a run to the water main. Is this a violation of 250.64 or am I missing something. What about in the case of a 400 amp service with 2 200 amp panels and going with #2 CU from one panel to the next and then to the water main. This has never been tagged by inspectors but I am questioning this practice.