Panelboards at times only have 1 neutral bar on one side. So if the rule were applied too literally, nothing would be acceptable. I think an understanding of the reason for the rules might help. 300.20 deals with magnetic heating of ferrous metal conductor enclosures (meaning electrical enclosures and raceways) and the associated fire hazards. Other sections (300.3B, 376.20, 392.20C&D just to name a few) have to do with concerns over the increased reactance that is present when conductors of the same circuit are separated over a long distance, and the increased risk of overcurrent protective devices not functioning properly as a result.
Sometimes, it's easy to find a bunch of similar NEC sections, and think they are all trying to mitigate the same risk. 300.20 is its own section because it is trying to deal with the unique risk of induced current from imbalance if only partially contained in a metal raceway or enclosure. Other NEC sections, though worded to require similar grouping, are written to deal with other risks.
300.20 is one of the sections that tells you the goal of the rule: it is to avoid heating.
300.3B does not have anything stating the goal of the rule.
If there is a modification to the NEC to reduce the possibility of improper interpretation of 300.20, perhaps the real solution would be to add a statement to 300.3B, so that it states that the conductors shall be grouped so as to reduce circuit impedance and facilitate overcurrent protective devices. Then, it could go on with its language about grouping in the same tray, conduit, trench, etc.
Hope I'm not called out by one of the better experts here as wrong.............