I see absolutely nothing wrong with the bussing in the OP picture. Everything appears to be standard construction. The factory jumpers between the (2) A and (2) B lugs is just not visible in this picture. I see room for at least 3 3-pole breakers on each side of the panel.
The bus connection finger for A and B phase are not visible, as they are covered by branch breakers.
Yes, this could be a 240/120V wild leg system, but that is not readily apparent. In these panels you could reconfigure the phasing of the branch breakers so it was easy to create a panel where only a few breaker positions were 3-phase while the rest were 1-phase.
Now field wiring is an entirely different issue. I have seen reduced capacity high leg conductors. I have also seen the second set of lugs used for sub-feeding a 1-phase only panel next to the primary 3-phase panel.