To answer some of the questions.
POCO won't have to CT meter it.
Customer only has a single machine that needs 3Ø
The HVAC will also be 3Ø
The rest of the loads are single phase, the majority being single pole 120V
So for convenience, the single phase panel would be added, especially if it's a high leg.
Customer also wants several extra spaces for future needs.
Haven't heard for sure if I will have a Delta high leg or 208Y/120. The POCO engineer said he would get back to me and let me know.
I can get a 200A 3Ø panel with minimum spaces and a 200A, 40 space single phase panel cheaper than one large 3Ø panel.
And yes, the customer was told that a VFD or phase converter for the 3Ø machine would be cheaper than the 3Ø service. The HVAC could be changed to a single phase as it's not been installed yet.
Customer is dead set on the 3Ø.