location, location, location
here in PNW, PSE and Seattle city light use very few arrestors as we can go a few years without a good lightning storm, and even then they are only one or 2 stroke type piddly little thunder storms. Back in 1980, we had a once in 200 year (for here) Midwest/Florida type lightning storm and I heard from a city light employee that they lost 178 transformers that night.