You guys and girls are addictive. I'm supposed to be working.
Lets try this again. I need a better explanation for why/how an overload setting of 1.25 is acceptable protection for a 115% SF motor. ....
... Lastly, you also have to understand that the NEC is not actually all that concerned about the life of your motor, it is about not starting a FIRE. So that 125% for a 1.15SF motor is a MAXIMUM value, not a minimum, based on their knowing that the risk of a thermal runaway and subsequent fire increases exponentially above that point, and the NEC is all about risk mitigation.
Jraef pretty well got it. System failure
should not start a fire. Let me refer you to 90.1.A, 90.1.B (I'm getting repetitive again
and again ....)
Just curious - What do you think about setting the overloads at 140%? Personally, I have never had a motor fail from setting the overloads up. I have seen one fail from setting the overloads down*.
The Worm's Law on motor feeders: The load is not limited by the overloads. The load is limited by design. If the motor is running hot because the current is high, setting the overloads down does not fix a thing. The only time the overloads should come in to play is if the motor bearings or driven equipment bearings start dragging - something broke.
But wait - We have a system where the operators can affecting the loading. If they push too hard, we have to shut it down. That is a design problem. One I saw/worked, 4160V, 900hp, ID fan, had imbedded RTDs. Operators were provided with a readout. When the motor temp got too high, operators twitched the knob and slightly lowered load, temp came down.
If that kind of money is too much for a 15hp silo auger, install a big enough motor that they can't overload it. And if they don't want to pay for the bigger motor, set the overloads to NEC max. Eventually the overloads will get reset four time in an hour, and the smoke will come out - but it won't catch fire. Owner buys new motor. NEC is happy.
MG-1 has quite a bit of information on insulation temperatures, service factors, overloads. Maybe there is some indication of the history on how 125% - 140% were selected.
*(And this is a true story) System was a 100hp, 1.15sf motor on a centrifugal pump. Operators could line up the hydraulics and slightly overload the system. Overloads were set up to 140%. I don't see any fix except to install a bigger motor or trim the impellor. Nobody likes that - it's cubic money/downtime. Motor eventually burns up. Been in service maybe five years - could have been as much as eight years. Uh guys, now is the time for a bigger motor. Nope. Money/time to change the base, and we got the exact replacement on-site.
Motor runs for about a year - occasional trips, maybe every couple of months.
I get a call in the dead of the night. Motor tripped four times in an hour and the smoke came out on the fourth start. Oh - oh
Night electrician and I check the starter, wiring, while the mill-wrights are changing the motor. Overloads had been change to 125%. Uh, David? Yep changed them last night. Wanted to stop the operators from overloading the system and burning up the motor.