I am curious , mainly because it is usually done ie on plans ; what really decides the aic rating on a panel ? My situation is a medical office where there are three panels all being relocated, all being fed from main 1600 amp 120-208 , and remaining in there own individual suite. The plans call for panels with 10k aic rating they all have an separate fused disconnect from the gear. This I think is ok or is it? 2 100 amp and one 200 amp panels. My guess is the voltage would decide ?
The concept is fault current, or short circuit current. The units are kA, as in kilo-amps. The equipment is either rated in terms of KAIC or SCCR. In any case, any piece of equipment needs to have a KAIC or SCCR rating that exceeds the fault current present at that point.
There is a fault current calculator available on the parent website to this forum, which is a spreadsheet where you can input the KVA and impedance spec's of the transformer, and the voltage configuration. Then you specify feeder-by-feeder, and track a point-to-point method of calculating fault current at your main panel, and up to two levels of subpaneling.
Typical trends in the calculation:
KVA of the transformer increases it
Impedance of the transformer decreases it
Greater voltage means less fault current
Greater feeder length decreases fault current from what is available at its origin
Feeders in metal raceways decrease it slightly from their plastic raceway counterparts
One way to get a lower KAIC or SCCR rating on one component, is to use it in a listed series combination with a higher rated component. Typically Class J fuses are series rated for most 10 kaic breakers.