OK so the deal is, the panel and the breakers used in it
CAN have a Series Combination Rating that might exceed the rating of some of the individual components if they were standing alone. In essence, the panel in combination with ALL of the devices in it is acting
as a whole unit to safely interrupt faults that might otherwise damage lower rated units. But this applies to very narrowly specific tested combinations of devices,
NO DEVIATIONS. You have to make sure the devices in your panel are ALL listed, by Siemens, to be used in the combination that allows the higher rating. You cannot make any assumptions on your own or in the field.
Here is where you can download the Series Combination Ratings for Siemens breakers:
Residential (240V max in load centers and small panelboards):
Industrial (600V max in panelboards and switchgear): This one is a little funky because the only thing I could find was the actual printing file for the cards that they would put into the panelboards themselves, so every other one is upside down.