To make things even more interesting if the structure has a basement the load center may be located there where the ambient temperature may be 60degF or just short of 16degC. Keep in mind that breakers arecalibrated to carry their rating at 40degC (104degF) continuously without tripping.
As such a 15a rated breaker in a 60degF ambient will now carry more current. My chart show at 25degC (77degF) will carry 17a which will even more at 60degF, 22a for a 20a rated breaker at 77degF.
Now, consider the cable run through a hot attic? You have to wonder how the cable can be protected at all. Thank goodness for the 75deg/90degC insulated THHN/NMB cable that is now being used today where the older stuff was 60degC.
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