You can measure each conductor and add them, this was stated, BUT there is room for error in this method, just from changing loads.
The best method for accurate readings would be all conductors centered in a properly held CT. Of course this is not always possible. And the question is how accurate do you need, for KWHR revenue metering it had better be as accurate as possible. For spot checking loads, one should realize there are field errors.
We have taken 3 separate Clamp on amp meters all recently calibrated and get different readings.