We have this ongoing debate at work and get different answers. It concerns proper breaker rating for derated wires. I had an inspector tell me that if my #10wires were derated to 16amps I could not protect those wires with a 20amp CB. I said we were using the next size up rule since there are no 16amp breakers available. He said that if those circuits were to be put to where 18amps of load were being used then these wires would eventually heat up potentially creating a hazard. He made us change the 20amp CB's to 15amps and passed it. Is there anywhere in the code that states that you can not over protect a wire and you must use the next lower sized breaker?