I was wondering if anyone else has encountered a siemens panel with a smoked bus? I am talking about the residental style with the snap in type breakers. In the last year I have changed 3, all with burnt up buses. Two were in dealerships with a high continuous load but not exceding 125% of the main. Another in a resurant, this one even had a copper bus. I was wondering if there was a certain load or guidline on when to install a bolt on compared to a snap on. And also what are the individual fins on the bus rated at? Any info would be good. Any body run into this with any other brands? P.S. the one in the resturant had 3 2-poles, two 30a and one 2-pole 20 all of which were staggered nicely.