Business Insurance?

J-R

Member
Location
New Jersey
What insurance companies can anyone recommend for business insurance in N.J. ? Who have you guys used that can provide coverage for the needs of a contractor?
thanks
 

Bob_Sacamano

Member
Location
Traverse City, MI
Occupation
electrician
Next Insurance seems unusually cheap so I don't know how a claim will go, but they're $37.50 /mth for electrical only, No Fire Alarm. $64 /mth for electrical with general contracting. I use this to cover me when I do smart thermostat installs and when I have to hire a carpenter to drywall behind me.
 

Bob_Sacamano

Member
Location
Traverse City, MI
Occupation
electrician
Yes. Next Insurance is actually an Artificial Intelligence-based Tech startup that uses an algorithm to figure out your probability of a claim. Keep in mind, I'm a solo operation. Still worth checking out though.
 

petersonra

Senior Member
Location
Northern illinois
Occupation
engineer
I keep getting ads from Geico saying they can save me $400 a year on my car insurance. I have full coverage on a new car that is only like 800 bucks a year. I don't see how they could save me $400 a year.

$300k liability
Comp
Collision
Medical payments
 

McLintock

Senior Member
Location
USA
Occupation
Electrician
I keep getting ads from Geico saying they can save me $400 a year on my car insurance. I have full coverage on a new car that is only like 800 bucks a year. I don't see how they could save me $400 a year.

$300k liability
Comp
Collision
Medical payments
I do not even pay $400 for two cars, so if they can save me $400 I’m all in!


“ shoot low boys their riding shetland ponies”
 
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