The fuse and all MV cables are the responsibility of utility.The single incoming feeder cable on the primary side of primary-enclosure is # 1/0 AWG, and the three cables on secondary of the primary-enclosure are also each # 1/0 AWG. The transformers have internal primary fuses. The points of delivery are three MCC's that are located on the secondary side of the three transformers.
Section 240.101(B) states that conductors tapped to a feeder don't need additional protection. Does it mean that the three cables on the secondary side of primary-enclosure don't need individual fuse (because they are protected by upstream fuse F1)?
Also 240.101(A) says that the continuous rating of the fuse shall not exceed three times the ampacity of cable. Why do they allow fuse rating to be more than the ampacity of the cable here?
Under no circumstances should you depend on the utility to provide your OCP. I am still not clear as to the setup. The utility comes into a transformer and then goes to a MCC? What is the secondary voltage? I would think your protection should start at the point of delivery, as though there were no protection anywhere else upstream. A utility will normally size a fuse for the transformer, not the conductor. Some curves are higher than others with regards to fuses, so you really don't know what protection is being offered, unless you get the fuse type, along with the amps, and look at some TCC's.
As far as the 300% for the fuse, you need to look at 240.100 (C) first. Take the OCPD TCC's, along with the cable damage charachteristics, and the cables normal permitted ampacity. These should be coordinated to prevent damage (per 240.100 (C))
240.101 (A) just tells you that once you have done your calcs, no matter what you have come up with, that you cannot exceed the ampacity of the cable by no more than 300%. You don't have to go that high, it just says you are allowed to.
Hey, use a breaker and you can exceed the ampacity by 600%...
Do you consider the secondary side of the transformer as a tap? You need to have some protection on a cable. after your OCPD, a tap can be installed wthout additional protection if you wish.