'Would a phase to ground meg test to the motor windings be a sufficient test for the motors winding insulation.'
---the winding resistance can be very useful e.g. usind a digital multimeter like for a 3 phase motor the resistance between phases shoul be almost the same if not there is damage a motor may megger good to ground but, the windings between phases could be open, a general rule is to look for 1,000 ohms of resistance for every volt e.g. a 480v motor should not be under 480,000 ohms usually rounded to 0.5 meg ohms
a single phase motor is different the start and run winiding need to be isolated and checked the start should have a higher than the running