Re: closed delta diagram
I agree with Charlie, that an ungrounded wye/delta is much preferable to a grounded wye/delta. The latter will overload as beanland indicated, but worse, it will attempt to balance any imbalance in the primary system, which is often more serious than the chance of losing a transformer and overloading the open bank.
If you backfeed a 480 delta to 120/208 wye stepdown transformer you will witness the same problem if you don't lift the 208 ground. It will tend to balance the 208 (primary) side and often trip breakers with no load on the 480 (secondary) side.
Charlie's ungrounded connection will significantly change the secondary voltage when a transformer goes out, and that is probably why he gets calls.
Jim T