Hi guys , new here and have a quick question on building calcs. I have learned when doing commercial calculations, say you have a 120/208 house panel fed from a 480 system, that you use the total load of the transformer when calculating the 480 volt load and I now have heard that is wrong. Example, if I have a total calculated load of 77KVA on the 120/208 house panel than we have been using a 100KVA transformer and adding that to the 480 load, instead of 77KVA, which way is correct.