Paypal is around 3.4%. All the customer needs is the amount and your email address. I think you are notified instantaneously so that you can verify payment before leaving the site.
anything paid for by credit card is subject to a customer claiming some kind of issue after the fact. It is not limited to paypal. It is just far more common with paypal because of the sheer number of transactions done on paypal with many times unscrupulous eBay sellers who cheat around the edges. this leads to the sellers claiming they are being cheated when in most cases it is the seller who has caused the problem. if you make sure your customers know what it is they have bought, you likely will not have much in the way of problems with paypal.Paypal is not the way to go for this, especially in a service business where unscrupulous customers can do a chargeback after the work is completed. Paypal is notorious for randomly placing holds on the money in accounts. Square costs around the same so no reason to use paypal. Been using square for quite some time now and have put quite a bit of money through it, most charges are in the 4 figures, and have never had an issue.
Just don’t take cards in general, problem solved. Tell customer that they will be charged extra for cards and they will run to the bank for a brand new check or cash.Don't add the fee on top. Bake the extra 3.5% into the price, then offer a cash/check prompt pay discount.
As you stated before, credit cards are a double edge sword. Yes fast and easy, yet easily back charged and lots of fighting to deal with when this happens.Credit cards are there for the mutual convenience of both the customer and the seller. Three or four percent sounds like a lot but in the grand scheme of things having a payment system that provides security to both sides of the transaction and immediacy maybe is worth that much.
Why would you ever take a checkDon't add the fee on top. Bake the extra 3.5% into the price, then offer a cash/check prompt pay discount.
Same reason you take credit cards,chance either wayWhy would you ever take a check
A cc is as good as gold a check is just an iouSame reason you take credit cards chance either way
No it’s nothing like gold. I can call my credit cards and they will hold your money. And if I can prove that you did something wrong I’ll get my money back.A cc is as good as gold a check is just an iou
You can but unless you can show the seller cheated you in some way it will be quickly decided in the sellers favorNo it’s nothing like gold. I can call my credit cards and they will hold your money. And if I can prove that you did something wrong I’ll get my money back.
Personal experience. Now tell me how you do that with a cashed check?
cash is only thing good as gold, even that is questionable with how are dollar is going
My wife thinks like you lol. Having a debate with her on this as I type lol