An on-site utility-owned Delta-Wye transformer with integral 69 kV primary switches feeds 12.47 kV underground to a customer-owned Delta-Wye 12.47kV: 575Y/333 transformer. The customer transformer has its neutral terminal grounded, but no Neutral conductor is pulled to the Customer's Main 575V Panel. (Question 1): What is considered the Service Disconnect? (Question 2) Where would one expect to see the Neutral to Ground Bond?