171116-2021 EST
I believe you would like a simple answer.
What can be described as an ordinary capacitor will consist of two conductive plates separated by air or some other dielectric material.
The dielectric constant of the insulating material and other parameters determines the capacitance of the capacitor.
This type of capacitor is bipolar. That is it is not sensitive to what polarity is applied.
The dielectric material is usually quite thin, in the 1/1000" range.
These capacitors can be used in either AC or DC applications.
An electrolytic capacitor in its simplest form can only operate with one polarity of applied voltage or the oxide layer that provides the dielectric will be destroyed. This can operate with a DC bias plus a superimposed AC signal so long as the voltage never reverses.
There are special AC electrolytic capacitors that are really back to back DC capacitors.
For detailed information see various references, one of which is:
https://en.wikipedia.org/wiki/Electrolytic_capacitor
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