I am really confused. I have always used the 90 degree table for de-rating conductors for temperature or over three conductors in a conduit to determine conductor ampacity. I just read an article that says, according to NEC 110.14, I must de-rate from the 60 degree column for circuits under 100 amps. For instance I figured I could put (9)#10 THHN in a conduit and have an ampacity of 28 amps. I could attach the THHN to a 30 amp breaker rated 60 degrees (assuming the load is 28 amps or less). According to the article I would have to de-rate from the 60 degree table and the conductor would be good only to 21 amps and I could only put a 21 amp load on the conductors. Have I been doing this wrong?