Not to wander off the beaten path, but I would like to point out that the OCP can not be more than the ampacity of the conductors at all for this situation per 240.21(C), last sentence before the sub-headings. I have reviewed a few sets of plans that indicate 500CU from a transformer secondary to a 400 amp OCD with a load calculation of 376 amps that I had to disapprove. 240.4(B) does not apply as stated in 240.21(C).
I hope this is not a repeated comment. If so, I just didn't take/have the time to look at all the comments, for which I would have to appologise for. Time to get back to work. Dave E.