Completed products coverage: Any services completed by construction contractors are covered against any faulty installations or products that cause injuries. Any legal expenses and damages are paid up to the policy’s limits.
Client and third-party injuries: If a third-party or client is injured on the jobsite, any ongoing medical expenses and court-awarded compensation claims are paid.
Property damage: A construction contractor can be sued for any damages caused to a property while work is being completed, such as a remodeling contractor who damages a home. The liability coverage will pay for any property damage caused.
Advertising injury: Advertising injuries include lawsuits for libel, slander, privacy invasion or copyright infringement. This could come from misleading advertisements including social media posts or false or misleading information printed on company fliers.
Medical expense claims: The medical expense portion of contractor’s liability pays for immediate medical attention for visitors or clients injured while visiting a construction jobsite.