This is a ridiculous question but where would I find the requirement for a transformer to be sized in accordance with its load. Its not anywhere in 450 that I can find.
Having a very friendly discussion with a colleague whom says the kVA rating of a transformer can be exceeded and he referenced a couple tables in 450 (450.3 (A)/(B)). My position is that it cant be exceeded and the tables referenced in 450 are for over-current protection only.
Well, if we temporarily forget that Code is fairly conservative on calculated load values, a transformer can be properly rated under Code and be overloaded.
Being properly rated is a cascading of requirements rather than a direct correlation. First our conductor and ocpd ratings are based on calculated load. The conductor size and ocpd rating
* cannot be less than noncontinuous plus 125% continuous portions of calculated load and the ampacity cannot be less than calculated load.
*Permitted to be upsized to next greater standard rating at 800A or less.
When we correlate the preceding with transformer protection, we see the rating stipulation of 125%
** is used. As such, a non-continuous load at full calculated load could "overload" a transformer at maximum permitted protection rating for less than three hours.
**Permitted to be upsized to next greater standard rating... but not limited to 800A.
Next with no consideration for continuous load and no stipulation concerning the use of 100%-rated breakers... a full continuous load on a 100%-rated breaker used to also protect a transformer at maximum would overload the transformer by 25%.
Using an upsized breaker rating increases the potential of having a problem configuration.