I think you’re referring to 220.5(b) fractions of an amp while doing a load calculation , and basically says round to nearest whole number less than .5 can be dropped . Basically you include .5 in the calculation and .6-.9 gets rounded to the next ampere Both of those references you just gave me were for show windows which don’t reference this at all , and using table 220.55 note 1 there is no 5% increase unless there’s additional kw or major fraction there of a kw and a major fraction is .6kw . .5 kw or less gets no increase . .6 kw and up gets the increase