I should of added this before my post...when I was an electrical instructor I would state the most important rule in the NEC is 90.3
For 695.14 that would be referring to a fire pump controller control circuit.
Yes you are correct on the Estop. I have not installed any generators since that rule went into effect. But the generators I did install prior to, had an estop in the generator control panel, which was integral to the generator and inside a locked door.
I need to look at the language on the estop to see if it needs to be readily accessible.