Getting additional insurance for 300 unit HOA?

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e57

e57

Senior Member
Location
San Francisco, CA
I'm having one of those contimplation moments:

  • Employment isn't working out!!!
  • Unemployment won't pay bills!
  • Capitol is low/current overhead zero...
  • Blah blah blah...
I have a line on some small - medium TI work in a large high-rise with mostly new owners - HOA requiring additional insurance, may lead to other work etc. (As I'll have a certificate in the HOA if I decide to do it - referrals through them...)

Should I take my low capitol - expand my overhead costs a little - throw my cards on the table - then jump over it with a machete to slash throats of some sizable companies?

Has anyone else tried this approach? Did it work?

I've always been leary of paying insurance companies to work in such a limited situation - but this 'might' justify it.
 
480sparky

480sparky

Senior Member
Location
Iowegia
e57 said:
......... may lead to other work ...........
Click to expand...

Chekov: "Cap-tin, sense-ores eendeecate Kleeengon Warbird decloaking off starburd, 1000 keeelomeeturs."

Sulu: "Their weapons are charging, sir. Locked on us now. They are preparing to fire!"

Kirk: "Red alert. Shield up!"

Spock: "Shield up, Captain. 100%"

Uhura: "All hailing frequencies open, Captain. No response."

Kirk: "Engineering, I need warp 9.8......... now"

Scotty: "Aye, Cap'n. I'm givin' 'er all she's got, but me dilithium crystals, they won' 'old out much longuh!"

Bones: "Dammit, Jim! I'm a doctor, not a dramatic actor! How come I never get any lines when there's an action sequence?"
 
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V

Volta

Senior Member
Location
Columbus, Ohio
What is HOA?

Expanding when things are tight can be daunting, but can work out well too. Can set you ahead of your peers. I've been happy with pushing the envelope. Usually. :roll:
 
K

knoppdude

Senior Member
Location
Sacramento,ca
You are right where I was two months ago. Let go based on lack of seniority from last job, no job prospects, cashed out what little was in my pension, and contacted a previous employer. He said reactivate your license and we will see. I did, and jumped through many hoops at the encouragement of my wife and uncle. Jobs are now starting to appear, but I am not going to reverse course. I have spent the money on insurance, have a very little money in the bank, and if I don't try, I will always wonder if I would have been able to make it. I would say go for it, as you cannot rely on employment from anyone these days (unless you are a vested gubment worker). Go forward, and don't look back.
 
e57

e57

Senior Member
Location
San Francisco, CA
knoppdude said:
You are right where I was two months ago. Let go based on lack of seniority from last job, no job prospects, cashed out what little was in my pension, and contacted a previous employer. He said reactivate your license and we will see. I did, and jumped through many hoops at the encouragement of my wife and uncle. Jobs are now starting to appear, but I am not going to reverse course. I have spent the money on insurance, have a very little money in the bank, and if I don't try, I will always wonder if I would have been able to make it. I would say go for it, as you cannot rely on employment from anyone these days (unless you are a vested gubment worker). Go forward, and don't look back.
Click to expand...
Whats worse is I've been here before in 01 - when all those u-hauls took off... Right after I got my C-10...
 
A

AV ELECTRIC

Senior Member
Been down that road a few times. Got my c-10 at 28 started contracting with a partner that dint work out, someone offered me a well paying job I took it . Lasted for 5 years then it ended and back to square one . worked for a couple other dead end jobs, then said I had enough Ill start contracting again and never looked back Its been up and down but so much better then looking for a new job every couple years and the ability to spend time with the kids for there important events was the best part. Good luck.
 
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