we have a existing installation. from a 480 to 120/208 3 phase transformer we have 1 m.b. panelboard and one fusible disconnect, fed seperately directly from the transformer. the in xo is not bonded in the transformer but in the panelboard the neutral and ground are bonded together.also in the disconnect the neutral is bonded to the ground. is that creating parallel path for the neutral current since it is bonded in both locations