Grounding / Bonding Multiple Dwellings

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In a multiple dwelling (4 Units/5 Meters), with one main disconnect for the entire service entrance, are the individual load centers treated as sub-panels(isolated ground and neutral) or as main panels?
 
The main disconnect is the service, everything downstream requires an EGC and isolation of it and the neutral.

Roger
 
In a multiple dwelling (4 Units/5 Meters), with one main disconnect for the entire service entrance, are the individual load centers treated as sub-panels(isolated ground and neutral) or as main panels?

Are the meters load side of the main service disconnect, if so the grounded conductor (neutral ) can rebond in the meter enclosure (s). The meters / individual meter enclosures would have to be adjacent to the service disconnect

past the meter enclosure you would need the neutral to isolate from the equipment grounding
 
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