Article 440 doesn't address feeders, only branch circuits.
You are correct that you would have to use Art 430 for that.
Ok now its making more sense
Say you have four of the units that is pictured by topgone. If you simply add the MCA of all four units you come up with 162.8 amps.
If you add RLA of compressors, FLA of fans and add 25% of one compressor you come up with 141.25 amps.
Get a higher number of units and those two methods get a wider gap. You are not really making anything unsafe by doing it wrong, but code wise can get away with the smaller supply.
Ill brush up on 430 later, have to run to work now, but in a nutshell its just the sum of all the RLA's, plus 25% of the largest motor served by the conductors? In other words a feeder or service with 5 units would just get ONE 25% of the largest motor of all 5?
The specs on this unit (its a 40 ton dehumidifier) state the following:
Largest load (compressor 1) 17.9
Other compressors and motors 66.5
Unit MCA 89 amps.
So it seems a bit strange at first but I guess it uses several compressors. 17.9 X 1.25 +66.5 gives the 89 figure. So in this case because the largest load is so small, I dont pick up much fudge by just adding the MCA's, only 27 amps for 6 units.