It seems that the purpose of this panel is to remove the expense from the dwelling unit and have a sepearte meter for the "house" loads. Since the "house' loads are not for the dwellng, but for parking lot lights, etc, they will not be subject to the wide load fluctuations that one would see in a dwelling, you will be able to determine the load on this panel fairly accurately. You should be able to use a 60-amp panel. You will probably need to discuss it with the AHJ as I am sure that there are some that would argue that the property is a dwelling so all the rules for a dwelling would need to apply. You will definitley need to add a seperate meter for this panel as that is the whole point; to meter the house loads seperatley. This is not a sub-panel - it will be a third main disconnect and distribution panel.
Hope that helps.