Jesseferreira
Member
- Location
- colorado
what are the meggering requirements for services after a lightning strike
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what are the meggering requirements for services after a lightning strike
i would like to know if that would reasonably damage the entire home or just the lower portion of the house. The damage to the house is visible within the basement and to the service..........
Lightening can absolutely damage one part of a homes electrical system while leaving the rest seemingly unscathed- a receptacle termination may look fine but the cable feeding it could be cooked further down in the wall. That being said, there are no defined requirements for checking for surge damage, but it is a good idea to meg branch ckts, check all devices throughout the home, sub panels etc-looking for any surge related damage-burns, discoloration, lv crap that doesn't work anymore. Remember to document everything.
When there is gross evidence of damage such as you describe, any reputable insurance company should require a full rewire. You just don't know where damage may be hidden. In fact, doing the megger test, which would normally be done at 1000v for 600v rated conductors, might tip marginal conductors into failure. And let's say you do a test and everything looks good. Are you "certifying" that the wire is now fine for continued use or is someone else making that decision? If you're "guaranteeing" the wire, what happens when 3 years down the road there's an electrical fire that destroys half the house and the cause in pinpointed as wire showing clear evidence of lightning damage but was inaccessible because it was buried in the walls?
To add some clarity
the place that was affected by the Lightning is a 2 story home that has a walkout basement
the Lightning entered through the foundation to the electrical panel and ran through the underground service
i would like to know if that would reasonably damage the entire home or just the lower portion of the house. The damage to the house is visible within the basement and to the service.
But if you do testing all you really can guarantee is there is no faults at the present time in concealed wiring, but you would have no idea what insulation damage may have occured that is currently holding your test voltage.And the thread here is about looking for damage, not about insurance requiring any rewire. I'm pretty sure that is this case they did not- if they did the op wouldn't be asking about procedure after the fact. Or the op is offering to do testing in lieu of complete rewire. What if the ho doesn't have insurance? As for risk to us, that's why we are bonded/insured.
As for "tipping" marginal conductors over the edge, keep in mind the context here: the wiring may have been hit with 10's of thousands of volts w/ the strike already and leave it there if there can be no rewire for some reason and not test it and be totally unaware of any damage or replace it at great expense w/out testing, which may not be necessary, but it's a bad idea to test the insulation at a level it would have been able to handle pre strike?
what are the meggering requirements for services after a lightning strike .
the Lightning entered through the foundation to the electrical panel and ran through the underground service
i would like to know if that would reasonably damage the entire home or just the lower portion of the house. The damage to the house is visible within the basement and to the service.
There's just no telling with lightning.
You say there is "visible" damage to the basement and service.
If it's visible I would say it needs to be replaced and I don't think the insurance company would turned down a claim.
There have been cases in this area (southeast) of ECs doing rewires and calling it lightning strikes and this gets the insurance companies upset. With visible damage this is the real thing and hard to argue with.