Is this a “home inspector” like realtors hire before a home gets sold? If so, they have zero authority, are of dubious value, and I have yet to meet one who would make it as a first year apprentice. I generally have zero respect for those people.
Second, if there is an inspection label on the panel, that means it was inspected at the time of install and passed by the AHJ, who *does* have authority.
Last, every panel change I do gets 2 new ground rods, and water and gas bonding, usually on the exterior. It’s far easier, for me, to just install all new, rather than trying to test/prove that it’s existing.