Take a look at most any cord that's 15-25 years old and see what kind of shape it's in. Look at a piece of 25 yr. old Romex...look at a piece of TW in a 30 year old flex....compare..."assumption"--I think not....
While this argument sounds logical, you are comparing apples to oranges. Flexible cord cannot be concealed, but romex must be concealed. Of course concealed or MC conductor is going to be in better shape, but if this is a portable appliance, they are not going to be applicable.
Look at the factory cord required by a UL listed dishwasher, the factory cord on a UL listed MH fixture with canopy connection, the factory supplied cord with most ranges....they are normally more substantial than most "across the counter" cords.
Quite the opposite. A manufacturer is going to utilize the minimum SJ cord required, but you have the ability to purchase SJO, SJOW, SJOOW, etc. even from your orange box store. Even if you don't need the oil and water protection, that SJOW cord is going to far outlast anything the manufacturer installs, and it will only cost you about $0.50 extra.
However, most of the responses here are missing the main point. The inspector
did not flag the cord installation. This is not about whether a cord was installed or not. The inspector stated that a separate disconnect was needed above-and-beyond the cord-and-plug disconnect.
Another thing to consider is that this ice machine operates at 120 volts from a dedicated circuit, implying (not guaranteeing) a maximum 16 amp draw. To me, this suggests that this is a pretty small ice maker, comparable to what you would see in the vending machine area on each floor of a hotel. Not only would I expect something of this caliber to be cord and plug, but the last thing you would want is to have a glaring red handle disconnect hanging from the wall screaming out to the hellion juveniles to "turn me off"!